After having spent years living rent, inevitably you will think whether to buy your own home, which to arrange as you've always wanted. Such an investment shows its long-term benefits, whether you buy your new home with cash or a credit broker, because rates are lower than the rent you pay before.
If you decided to move to your home, there are several issues that will need to take into consideration: the area where you live, to the type of apartment facilities in the area, the view that you a it offers what costs you will have maintenance and utilities and, not least, the budget you have available .
INTERMEDIATE AREAS ARE BEST SUITED.
Housing prices can vary greatly depending on where they are located. Downtown and central areas are more expensive luxury neighborhoods have prices to match, proximity to public transport, especially metro, can greatly influence the price; the kind and type of building in which you'll move.
The central areas have the disadvantage that they are very crowded, noisy and very expensive. On the other hand, in areas on the outskirts or outside you can do a lot of time to center or to the service, especially at peak hours. The "hunted" are intermediate zones, where quickly to the center, but is located in a quiet, near parks, shopping centers, schools, kindergartens or stores.
NEW BUILDINGS ARE BELOW MARKET
A home is a long term investment, so a very important aspect to keep in mind is the life of the building and its degree of wear. Apartments in old buildings have several drawbacks, structure may already be weakened, compartmentalization is a standard that does not allow you to do many changes, electrical and the heating systems are aging and the more should be renovated from scratch, which will bring numerous subsequent expenditure on materials and workmanship.
The best thing would be to orient yourself toward a new house in a residential complex in the city. These modern apartments are already finished, are more spacious and more resilient, located in a quiet area but close to the center and the complex has permanent security service, so you'll feel safe.
IF MAINTENANCE COSTS
vary in terms of light bills, online and gas amounts paid at the end of the month does not vary very much not the same thing happens to pay maintenance.
Old homes are disadvantaged in this respect: fewer were insulated so heat loss is higher, as well as invoice. In addition, few have central heating installed, so you depend exclusively directed heat supply. The advantage is that you control the boiler temperature in the house and you will not tremble on days when temperatures drop sharply.
Before you buy the apartment, take a look at the list of maintenance or ask to see prices during the winter, when costs increase significantly. You can also talk to tenants or building manager to learn more about how to change the maintenance bill.
Depending on how they are compartmentalized, apartments can be detached, or circular. An obvious advantage they have separate ones, where you should not go through the living room to enter the bedroom and access in every room is in the lobby. Regarding the kitchen, it can be closed or open space. If you opt for an open, make sure the area can easily be ventilated to avoid various scents to fill the whole apartment when cooking. The advantage is that maximizes kitchen open space and add functionality apartment a few meters of usable space
AREA FACILITIES .
Last but not least, you have to keep in mind and what facilities gives you the area where you will move. Proximity to parks in which to spend your free time, from the supermarket to do your weekly shop or shopping centers where to go to the movies or a coffee are advantages to consider when you decide.
Also, if you have a family or you want one, you need to also consider that area to be schools or kindergartens, and playgrounds for children. The decision to buy a home is one that must be analyzed very well, because we are talking about an investment of duration. Do not rush to make a choice, market prospecting, weighs the pros and cons of each option, if you want to be fully satisfied in the end with the house in which you'll move. .